Archive for the ‘Uncategorized’ Category

Carnival of Long Term Investing #8

Saturday, June 30th, 2007

Greetings! Welcome to the 9th edition of the Carnival of Long Term Investing. A large number of entries have been received for this edition. Here are the 17 posts in the order they were received.

Vause presents Presidential Spouse Gold Coins posted at Active Duty Military Money and Matters. This investment in gold would have neted on Ebay about $200 profit if these gold coins were purchased on the 19th of June.

DWSUWF presents Investors still love divided government. posted at Divided We Stand United We Fall. Eight months after the American electorate in their collective wisdom saw fit to install divided government in Washington DC, the investor class seems to be enjoying it more and more. .So says Ken Fisher- author, investment manager and a columnist in Forbes magazine for over 20 years.

FitBuff presents FitBuff.com's Total Mind and Body Fitness Blog » Blog Archive » How to Take Advantage of the Stock Market’s Summer Slump posted at FitBuff.com’s Total Mind and Body Fitness Blog. Interested in adding to your portfolio or starting a new one? The summer is usually one of the best times to get in the stock market game, and here’s how and why to do it.

Edithyeung presents How to Analyze Real Estate: Single Family Homes (SFH) posted at Stewart Hsu. A single family home (SFH) property could be a house, townhouse, or condo. You, as the investor, are most likely buying the SFH with the hopes that buying in the right market, over time, you will see appreciation in the value of the SFH. If you buy a new SFH with a 20% down-payment, chance are the property is going to be negative cash flow, which means that your rental income will not cover all of the operating expenses associated with owning the property.

Steve Faber presents - Capital Gains Tax Strategies - May You Forever Need Them posted at Debt Free. Capital gains taxes will be owed any time you sell a highly appreciated asset, weather it’s a collector car, investment portfolio or real estate. In addition, you’ll have to pay capital gains taxes on the sale of your business. The last one really hurts.

Shamelle presents I do (But…. I don’t): Decide To Be Decisive posted at Enhance Life. Life is a collection of continuous decisions. It can be simple as ‘what time to get up in the morning’, or ‘what to wear to office today’ or as complex as ’should I take a loan’ or “should I buy the new car” etc.

MoneyNing presents Taxable Account Portfolio Update - June 2007 | Personal Finance Blog by Money Ning posted at Personal Finance Blog by Money Ning. MoneyNing’s Taxable account. A few stocks and why he purchased these.

Mark30 presents Do Not Sell Your Stocks Randomly posted at Small Business. This is obvious advice and almost ridiculous to make an article about it, but selling stocks randomly is what countless people are doing everyday and losing money without understanding. When you buy a stock, you should at the same time have an exit strategy, some point where you would sell without asking yourself any question.

Edithyeung presents How To Build a Strong Real Estate Team posted at Stewart Hsu. Well, it’s the same investing in real estate. The good news is you don’t even need as many as 10 other people, just a few select people will do.

Warren Wong presents Grow Your Pile Of Money posted at Personal Development for INTJs. Your Pile of Money is shrinking just by keeping it in the bank! Learn to grow your pile of money here!

The Skilled Investor presents How to lie with statistics: Investment performance charts ? A Tip from The Skilled Investor posted at THE SKILLED INVESTOR Blog. Historical investment performance charts for investment funds might be historically accurate. However, their presentation in advertising, on line, and in printed materials can amount to lies from several perspectives. Performance charts are designed to lure gullible individual investors with an implied promise that superior past performance will continue.

Adventures in Money Making presents How Capitalism Really Works posted at Adventures in Money Making. Adventures in Money Making discovers how capitalism really works!

Aaron Wakling presents Boat Show Financing - Never, Ever Use It posted at The Credit & Credit Card Blog. When buying a boat, used or new, cash is always better than financing. You can save money with cash, as there are no finance charges. Financing charges can get high, very high in fact if you don’t know a lot about it.

Eric Hudin presents Smart Estate Planning Strategies for Average Joe posted at My Estate Planning Career Blog. The basics of estate planning are things you can do on your own and you do not necessarily need estate planning lawyers to help you.

Allen Taylor presents Investing - Gold Shares - The Leverage Factor posted at Investing World Today. Investors the world over are constantly evaluating the leverage, risk and potential rewards of their investment decisions. Whether you are an individual investor or an analyst for a large mutual fund, leverage, risk and the pot of gold at the end of the rainbow are always factors to be considered.

Babak presents Homebuilding Sector Merits Attention posted at Trader’s Narrative. Although it is always most difficult, it is rewarding to step in and buy when no one else is. Right now sentiment and the technicals in the home building sector have reached a crescendo of pessimism that usually signals an inflection point.

Leon Gettler presents School ties and investing posted at Sox First. Mutual fund managers invest more money in companies that are run by people with whom they went to college or graduate school than in companies where they have no such connections. The interesting part is that these investments do better than the other investments. That might be evidence of insider trading.

That concludes the 8th edition of the Carnival of Long Term Investing. Next edition of this carnival will be hosted here on 08 July, 2007. You can submit your posts here.

Carnival of Long Term Investing #7

Wednesday, June 20th, 2007

Greetings! Welcome to the 7th edition of the Carnival of Long Term Investing. We have received 10 posts for this edition that our readers will definitely find useful and interesting. Without further ado, here are the posts in the order they were received.

Andrei Moraru presents Forex Trading Using the Long-Term Charts posted at Forex Blog, Forex Trading Information. When it comes to Forex trading it is usually associated intra-day trading or more rarely - intra-week trading. This is caused mainly by the high volatility of major currency pairs which makes them potentially profitable in the small amounts of time, while making it too risky in longer terms.

Tyler presents Where Did The Cash Flow Go? posted at Dividend Money. With all of the merger and acquisition activity happening in the markets lately, valuing the merged entities becomes slightly tricky using regular ratios and metrics…let’s see why!

Tushar presents Understand how bonds work ? posted at Life of a Resident Alien…. If you’re investing money outside of tax-advantaged accounts like a 401(k) or IRA, you may also want to consider buying municipal bonds. Their yields aren’t as high as the payouts on taxable bonds, but, depending on your tax bracket, those lower yields may actually turn out to be higher on an after-tax basis.

Edithyeung presents How To Build a Strong Real Estate Team posted at Stewart Hsu. Being able to find, interview, motivate and work with excellent people can make all the difference between incurring losses vs. achieving stellar returns. It takes time and skill to build and maintain a good team, but that time and effort you invest will undoubtedly yield you greater confidence, better decisions and therefore better results.

The Skilled Investor presents Commodity futures in your investment portfolio: Is there really any future for individual investors? posted at THE SKILLED INVESTOR Blog. The Skilled Investor’s previous article, “Hear ye, Hear Ye, individual investors: Be wary of the new investment asset classes,” voiced skepticism about many supposedly new asset classes. This article delves into the financial science behind this skepticism, as it relates to one of these supposedly new asset classes.

Bryan Moore presents One Method of Valuing Stocks: Comparable Ratio Valuation posted at TheFinancialWhiz.Com. The Comparable Ratio Valuation is just one of the ways to value stocks, but it can be very useful in identifying undervalued stocks. Here you can download a copy of the spreadsheet and follow the step-by-step instructions on how to value a particular stock of your choosing. Questions can be directed to the site’s owner by utilizing the comments field.

Dough Roller presents Are Mutual Funds for the Poor? posted at The Dough Roller. This article follows an interesting survey about how the long-term investing habits vary depending on the wealth of the investor.

Babak presents Inflation? What Inflation? posted at Trader’s Narrative. The current worry is that inflation is rising and that it will lead to much higher interest rates. But is the fear warranted? Markets like gold, silver and the CRB commodities index, all of which act as the canaries in the coal mine are not showing any sign of an uptick in inflation.

Aaron Wakling presents Virtual Prepaid Credit Cards posted at The Credit & Credit Card Blog. Interest in virtual credit cards seems to be increasing.

Eric Hudin presents Protect, Provide & Profit - A Family Limited Partnership posted at My Estate Planning Career Blog. A Family Limited Partnership is becoming one of the most popular methods to pass the equity in a larger estate to the heirs at a discounted tax rate, while retaining control, and at the same time, protecting the assets from lawsuits.

That concludes the 7th edition of the Carnival of Long Term Investing. Next edition of this carnival will be hosted here on 30 June, 2007. You can submit your posts here.

Blind to the Needs of the Blind?

Tuesday, December 19th, 2006

– By Pushpa Sathish, Staff Writer

Did you know that the United States is the only country among the 180 that use paper money to print all its bills in the same color, size, and shape? While some of you may argue that standardization is a good thing, the visually-impaired community in the country does not seem concur. It’s difficult for blind people who value their independence to distinguish between the different denominations without relying on the goodness and honesty of salespeople and store clerks.

So it was only natural that the American Council for the Blind asked that the bills either be made in various sizes or that changes be made to the texture to distinguish between one bill and another. But with the Justice Department appealing against a ruling that called for such changes, the Bush government has been coming in for considerable flak from the council.

The callous attitude of lawyers representing the Justice Department has only fueled the fire, their statements asking the blind to use special reading machines or credit cards not helping the situation at all. What are the options open to those who are not eligible for credit cards and cannot afford the machines which cost $350, asks the council. And with the government willing to draw from the exchequer to introduce anti-counterfeiting measures into the bills, why this hesitation, it asks valid points raised in deed.